Bondora on laenuportaal, kus väljastatakse laen eraisikult eraisikule ehk inimeselt inimesele soodsa intressiga.

The Buyer has the right to cancel the Tender Offer at any time through the User interface or application programming interface until the Company has started the Tender Management Process. The User shall among all verify his/her/its identity by making a bank transfer from a private bank account opened in his/her/its name to the User’s Portal Account. Irrespective of the GG-Terms, in the event of bankruptcy of the Company, the User shall be given all the information on the Portal’s database also regarding the GG-Claims the User owns. Mitmete pettusejuhtumite tõttu on omaraha isikusamasuse tuvastamine üks. Jah, maksehäired mõjutavad Sinu krediidiskoori. Bondora on laenuportaal, kus väljastatakse laen eraisikult eraisikule ehk inimeselt inimesele soodsa intressiga. – the User who sells the Claim belonging to him/her/itself via the secondary market managed by the Portal. – the User who has a valid agreement with the Company under the GG-Terms. The exact composition of the Claim is provided in the Portal. The respective money does not belong to the bankruptcy estate of the Company and a claim for payment cannot be made for the money in enforcement proceedings against the Company, and it shall likewise not be reflected in the balance sheet of the Company. Portal Account – User’s or the Company’s separate running account in the Portal regarding the settlements and transactions with the Company and other Users arising from the User Agreement, the Assignment Agreement, the Resale Agreement and other agreements. Laen on finantskohustus, millega kaasnevad täiendavad kulud. Tegevuse kirjeldamiseks kasutatakse ka mõisteid otselaenamine ja ühisrahastamine. The money held on User’s Portal Account shall be returned to the User. Following the conclusion of the Resale Agreement, the Buyer’s Portal Account shall be automatically debited by the Company and the Seller’s Portal Account shall be automatically credited by the Company in the amount of the Purchase Price. Discount and mark-up shall be calculated on the remainder of the Loan which forms a part of the Claim. The Company shall only have the right to disclose the personal data of the User to third parties, including to other Users, in the cases provided in the Terms of Use or if required under law. Purchase Price – a price of the Claim agreed between the Buyer and the Company in the Assignment Agreement or between the Buyer and the Seller in Resale Agreement. – an e-service environment located at www.bondora.com on the Internet and administered by the Company, through which the Users can sell and purchase the Claims. Amendment of Terms For the purposes of development of services and their better and securer use, the Company has the right to unilaterally amend and modify the Terms of Use. See tähendab, et erinevate laenuandjate sama liiki laenu – näiteks väikelaen, eluasemelaen – pakkumised on omavahel hõlpsamini võrreldavad. The Company has the right to conclude the respective assignment agreement on behalf of the Buyer. The Portal shall indicate the credit score of the Loan Agreement, however, the Company, the Seller or any person involved in the credit-scoring shall not liable for the validity or correctness of credit-scoring of the Loan Agreement. While executing transaction in a foreign country or with persons of any foreign country, the Company may be obliged to disclose the User’s data to authorities of these foreign countries according to the local legislation. The copy has to be in colour and, in case of the ID card, double-sided. Krediidiskoori arvutamine toimub vastavalt laenutaotlusele kord kolme kuu jooksul. Bankruptcy of the Company In the event of bankruptcy of the Company entry into new Assignment Agreements and Resale Agreements as well as acquisition of the GG-Claims shall be terminated immediately.

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. Viljandi pärimusmuusika festivali programmis leidub pärast muretsege Mind huvitab vaid ekraanile ette. Kuna kõrge maksevõimega isikute puhul on võimalus, et nad laenu tagasi ei maksa, väga madal, siis on üldjuhul selliste laenajate intressimäär madalam kui riskantsemate laenajate puhul. Offering the Claims for resale shall be deemed to constitute a binding offer to all Users. Laenu puhul on kõige suuremaks riskiks olukord, mille puhul laenukohustust ei suudeta tähtaegselt täita. Laenuandja peab tegema täiendavaid jõupingutusi laenusumma tagasisaamiseks, laenusaajale aga muutub laenu tagasimakse veelgi kallimaks tänu hilinemistega seotud tasudele ja kõrgemale intressile ehk viivisele. The Company or the Buyer shall not inform the Borrower concerning the assignment of the Claim and the Company or a person authorized by the Company shall continue to service the Loan, unless required otherwise by the Company. Any person logging into the Portal with the User’s tools required for logging in are deemed to be rightful representatives of the User. The Buyer has a right to place a Tender Offer to the Company through the user interface, application programming interface, the Portfolio Manager, the Portfolio Pro or in accordance with the GG-Terms. Vajadusel saame oma klientidele väljastada vastavasisulise kinnituse, mis selgitab võlgnevuste ja kohustuste puudumist MoneyZen finantsportaali ees. Upon entry into a User Agreement and expression of declarations of intention through the Portal, including signing the Assignment Agreement, the User shall present correct and accurate data. Mugav Kõik toimingud on Sul võimalik teostada turvalise internetiühendusega arvutist. After the completion of the Tender Management Process the binding Assignment Agreement will be generated and executed between the Buyer and the Company. Resale of Claims The User shall have the right to resell a Claim belonging to him/her/it to other Users. Isikusamasust on võimalik tuvastada MoneyZeni kontoris. Edastatud andmete põhjal määratakse laenutaotlejale krediidiskoor, mille alusel saab MoneyZeni portaal koguda investoritelt personaalsed laenupakkumised. Current Account of Portal - the current or deposit account of the Company where the money transferred by the Users pursuant to the User Agreement or any other agreement shall be held. Portfolio Manager – an application of the Portal that automatically submits transaction orders according to the terms and conditions determined by the Buyer. Kõik laenu pakkujad. The income earned from using the Portal shall be declared and taxed pursuant to the legislation of the country of residence or country of location of the Buyer. Upon disagreement with the amendments and modifications, the User has the right to terminate the User Agreement within four weeks as of the notification of the amendment via the Portal. The Loan Agreement shall be serviced in the name of the Company or the person the Company has delegated the servicing of the Loan Agreement to. Bankruptcy of the Company shall not affect the validity of the Loan Agreements, the Assignment Agreements or the Resale Agreements. Selline olukord on halb nii laenuandjale kui ka laenusaajale. The User has the right to notify the Company at any time of the wish not to receive personal offers or advertisement from the Company. Laenusumma kasutamise eest pead maksma intressi ja laenu haldamise tasu. Failing agreement, the dispute shall be resolved in the User’s competent court in case the User is a natural person and in the Harju County Court if the User is a legal person. Keerulisem on sissetulekute suurendamise võimalus, kuid ettevõtlikele ja nutikatel on ka siin võimalus seeläbi krediidiskoori suurendada. SUUR LOOS võida 48″ teler või €50 Sportlandi kinkekaart. The User hereby irrevocably authorizes the Company to debit and credit the User’s Portal Account as set forth in the Terms of Use or any other agreement concluded via the Portal. Käendaja peab vastama samadele nõuetele nagu laenaja. MoneyZen on suuteline refinantseerima ka Omaraha ja Bondora laenud pakkudes soodsamat intressimäära. The Claim shall be considered to be assigned from the Company to the Buyer at the moment when Buyer’s Portal Account has been debited in the full amount of the Purchase Price. Smsemlaen. The Company is not obligated to notify the respective User of such reclaim of the Trial Offer or a sale of the Claim. The User shall be given all the information on the Portal’s database regarding the Claims it owns. Kui oled oma finantskohustusi alati õigeaegselt täitnud, ei tohiks see mõjutada panga laenuotsust, kuna tarbimislaen on levinud finantseerimisviis, nagu seda on ka muud laenud või liisingud. Mõtlesingi omaraha, et peaks oma kogukondliku laenamise Bondora sattusin uuesti Omaraha foorumisse. will be collected at the end of the registration process and stored. Kas tasub võtta laenu tf pangast veikelaenud. Accessing Portal, Identification and Approval of Transaction Legal person User can access the Portal through the individual representative who has been registered as the User on the basis of his or her username and password. Pakkumine edastatakse Sulle meili teel. Amendments and modifications shall enter into force within four weeks as of the disclosure of the notification in the Portal or when the User accepts the Terms of Use by clicking the respective box when the User logs in to the Portal, whichever occurs earlier. Krediidi kulukuse määr sõltub konkreetse laenu summast, tähtajast ja muudest tingimustest – kui suur on intress, lepingutasu, kas on muid ühekordseid või regulaarseid kulusid jne. The Seller shall have the right to resell Claims at discount or mark-up. – a person who has entered into the Loan Agreement as a borrower or person who has submitted an application for taking the Loan. MoneyZeni krediidiskoor on isiklik ja seda näeb ainult laenutaotleja. Kui töö- või teenistuslepingu sõlmimisel on kohaldatud katseaega, peab katseaeg olema juba lõppenud. Maksegraafiku järgne osamakse debiteeritakse Laenuvõtja isiklikult Virtuaalkontolt Portaalihalduri poolt automaatselt. – the aggregate Purchase Price to be paid by the Company to the GG-Buyer for the acquisition of all or a particular portion of the GG-Buyer’s GG-Claims. The Company shall give the respective transfer order within one Banking Day. – the principle amount lent by a credit provider to the Borrower in accordance with Loan Agreement and subject to repayment by the Borrower. The Company shall process the User’s data as long this is reasonably required for the business purposes of the Company and performance of any obligation under the User Agreement or legislation applicable. – the GG-User specified in the particular GG-Terms. The notification of any changes in the User’s data shall be submitted in writing or by means of the technical solution of the Portal. Failure to provide notification of any changes in the data shall constitute a fundamental violation. – a monetary claim deriving from the Loan Agreement against the Borrower. Pidage nõu asjatundjatega enne finantsotsuse langetamist MoneyZeni kohta saab esitada kaebust vastavalt Kaebuste lahendamise korrale, mis on osa MoneyZeni üldtingimsutest.

Laenuportaal Bondora: laenud ja investeerimine inimeselt.

. Traditsiooniliselt on krediidiskoori arvutamise aluseks sissetulekud, väljaminekud, olemasolevate kohustuste maht ja igakuiste kohustuste tagasimaksete suurus. Maksepuhkuse ajaks peatub laenu põhiosamaksete tasumise kohtustus, kuid laenu intressi- ja haldustasu makseid tuleb Sul siiski edasi maksta. Võetakse arvesse ka ametit, tööandjaga seotud infot ja töösuhte pikkust, haridust, pereseisu ja ülalpeetavate arvu – kõiki rahalisi sissetulekuid ja väljaminekuid mõjutavaid asjaolusid. Resale Agreement – an agreement concluded through the Portal in the secondary market between the Seller and the Buyer upon resale of a Claim. In the event of the bankruptcy, the Company will take reasonable steps to enter into an arrangement with another firm to transfer the management and administration of the Loan Agreements between the Users. The linked private account shall be specified on the User’s settings page in the User’s Portal Account. The offered Claims shall become visible to all the identified Users and all the identified Users shall be able to purchase the offered Claims at the price established by the Seller. Portfolio Pro – an application of the Portal that automatically submits transaction orders according to the terms and conditions determined by the Buyer. Loe rohkem isikusamasuse tuvastamise kohta siit. Laenu maksepuhkus on laenu põhiosamaksete tasumise kohustuse ajutine edasi lükkamine tulenevalt laenaja majandusliku olukorra erakorralisest halvenemisest. Maksepuhkuse taotlemiseks võidakse paluda Sul esitada pangakonto väljavõtted. However, the GG-Price shall become immediately payable upon the bankruptcy of the Company.

Terms of Use – these Terms of Use, which are a part of the User Agreement. Krediidiskoor on MoneyZeni portaali arvnäitaja, mille järgi portaal vahendab laenutaotlusi ja laenupakkumisi. When logging into the Portal, the User has to enter their username and password. See tähendab, et laenuvõtja peab maksma tagasi lisaks laenusummale ka täiendavad kulud, milleks on tavapäraselt intress. The persons representing the User are deemed to be rightful representatives until the User has informed the Company about termination of right to represent. The Users shall be informed of amendment of the Terms of Use via the Portal. These Terms of Use are applicable to all User Agreements concluded with the Company and to all other legal transactions and agreements concluded between the Users and between Users and the Company when using the Portal. The Company shall generally identify every User once after registration as the User and before the signing of the first Assignment Agreement or the verification of the first transaction of purchase and sale of the Claim. Tender Offer – a non-binding offer of the Buyer that determines the criteria which a Claim needs to meet in order for the Buyer to be willing to purchase a Claim from the Company or the Seller. All authorisations by the Buyer to the Company set forth herein are with an unlimited right of delegation, i.e. Mul tekib küsimus, et mis point sellel on oma osalust juba olemasolevatel turgudel või ka uutel laenudest huvitatud klientidele turvalise ja selge alternatiivi. Rahaliikumine toimub finantsportaalis kiiresti ja tegevused on lihtsad ning käepärased, valid ise just Sinu vajadusele vastavad tingimused. The Terms of Use shall apply upon their acceptance by the User and shall be applicable during the term of the legal relationships between the User and the Company regulated in the User Agreement. Seetõttu palume mõistvat suhtumist meie laenuhaldurite poolt teostatavasse taustakontrolli. Kehtivate maksehäirete olemasolul aga ei ole laenu väljastamine kahjuks võimalik. Üldjuhul näitab kõrgem krediidiskoor eraisiku suutlikkust oma kohustustega hästi toime tulla. Bondora on laenuportaal, kus väljastatakse laen eraisikult eraisikule ehk inimeselt inimesele soodsa intressiga. any day, except Saturday, Sunday, a national or a public holiday of the Republic of Estonia. Upon offering the Claims for resale, the Seller shall, when required, note the discount or mark-up rate for the Claim marked for resale. Deliberate submission of false and incomplete information is forbidden and a breach of the User Agreement.

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